Don’t let a foreign ATM make any conversions for you - get charged in the local currency for the best exchange rate. Exchange rates move around based on market forces, so the mid-market rate fluctuates constantly. The best way to keep up with the live rate is by checking an online currency converter on your smartphone.
- Visit a Currency Exchange Booth at the Airport. The easiest way to exchange foreign currency back into USD is at the airport. When you arrive in the U.S. At an international airport, you will.
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The official currency in Vietnam is called Dong (VND). Banknotes are available in 1,000, 2,000, 5,000, 10,000, 20,000, 50,000, 100,000, 200,000, and 500,000 dong. The 20,000 and 500,000 bills look similar so be extra careful when paying with these notes.
Foreign visitors in Ho Chi Minh can buy local currency upon arrival at the airport. The exchange rate is not favorable but it might be necessary to pay for taxi fare and other immediate needs.
For the best exchange rates, you are recommended to visit the money changers and gold dealers around Ben Thanh Market and Ho Chi Minh Square.
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Some big hotels in Ho Chi Minh also offer currency exchange service, use it for your convenience only as the rates are quite poor.
You can also exchange currency at banks or withdraw Vietnamese Dong at ATMs. ATM withdrawals incur bank charges so check with your bank first to know how much you will have to pay.
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Below is a list of recommended money changers, gold shops, and bank branches in Ho Chi Minh City. Phone numbers are included for you to call for inquiries before visiting.